{"id":349,"date":"2026-04-27T20:59:56","date_gmt":"2026-04-27T20:59:56","guid":{"rendered":"https:\/\/hhgclaims.com\/?page_id=349"},"modified":"2026-04-28T21:07:11","modified_gmt":"2026-04-28T21:07:11","slug":"claims-process","status":"publish","type":"page","link":"https:\/\/hhgclaims.com\/?page_id=349","title":{"rendered":"Claims Process"},"content":{"rendered":"<div class=\"wp-block-image claims-graphic \">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"http:\/\/hhgclaims.com\/wp-content\/uploads\/2026\/04\/Gemini_Generated_Image_xhnx4oxhnx4oxhnx-1024x559.png\" alt=\"\" class=\"wp-image-358\" srcset=\"https:\/\/hhgclaims.com\/wp-content\/uploads\/2026\/04\/Gemini_Generated_Image_xhnx4oxhnx4oxhnx-1024x559.png 1024w, https:\/\/hhgclaims.com\/wp-content\/uploads\/2026\/04\/Gemini_Generated_Image_xhnx4oxhnx4oxhnx-300x164.png 300w, https:\/\/hhgclaims.com\/wp-content\/uploads\/2026\/04\/Gemini_Generated_Image_xhnx4oxhnx4oxhnx-768x419.png 768w, https:\/\/hhgclaims.com\/wp-content\/uploads\/2026\/04\/Gemini_Generated_Image_xhnx4oxhnx4oxhnx-1536x838.png 1536w, https:\/\/hhgclaims.com\/wp-content\/uploads\/2026\/04\/Gemini_Generated_Image_xhnx4oxhnx4oxhnx-2048x1117.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"font-size:22px\"><strong>Step 1: Claim Intake &amp; Compliance Check<\/strong><\/h3>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-f3c38402deab96e1b0fbeac7ad9d060c wp-block-paragraph\" style=\"font-size:19px\">As soon as a shipper reports damage, we take over the communication.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-black-color has-text-color has-link-color wp-elements-90e6ea4f8441840e8d2256215763f9e7\" style=\"font-size:19px\"><strong>Formal Filing:<\/strong> We provide the shipper with the necessary electronic forms to ensure the claim is filed in accordance with <strong>FMCSA regulations<\/strong>.<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-800503b6b8c59e2399610511dfbfe8aa\" style=\"font-size:19px\"><strong>Inventory Verification:<\/strong> We cross-reference the claim against the original Bill of Lading, inventory tags, and &#8220;high-value&#8221; declarations to verify coverage levels.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:28px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"font-size:22px\"><strong>Step 2: Investigation &amp; Evidence Gathering<\/strong><\/h3>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-e760bdee980465907c4dc80a9288a028 wp-block-paragraph\" style=\"font-size:19px\">We build a comprehensive digital file for every incident to protect your company from inflated or fraudulent demands.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-black-color has-text-color has-link-color wp-elements-5dbc0b3a18527129d6a355ca21bed6c2\" style=\"font-size:19px\"><strong>Damage Documentation:<\/strong> We collect and review photos of the items and the packing materials used.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:28px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"font-size:22px\"><strong>Step 3: Liability &amp; Valuation Analysis<\/strong><\/h3>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-d90b1e8ff72e62203a7cf7a411ac28cc wp-block-paragraph\" style=\"font-size:19px\">We calculate the exact limit of your liability to ensure you never overpay.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-black-color has-text-color has-link-color wp-elements-650b73e69888dd5135563f392dfae25e\" style=\"font-size:19px\"><strong>Contractual Application:<\/strong> We apply the specific valuation chosen by the shipper\u2014whether it\u2019s the standard <strong>$0.60 per pound<\/strong> per article or <strong>Full Value Protection (FVP)<\/strong>.<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-cab6a56d1d0e6f3ac07137ac15d615e3\" style=\"font-size:19px\"><strong>Depreciation &amp; Market Research:<\/strong> For FVP claims, we use industry-standard tables to determine the actual cash value, preventing &#8220;new-for-old&#8221; overpayments.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:28px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"font-size:22px\"><strong>Step 4: Professional Negotiation &amp; Settlement Offer<\/strong><\/h3>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-79d3e71082a0f65036766042649b1a3e wp-block-paragraph\" style=\"font-size:19px\">We act as the professional buffer. By removing the emotion from the conversation, we reach settlements faster.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-black-color has-text-color has-link-color wp-elements-7ce6bcc6022113457b83e432b76b6401\" style=\"font-size:19px\"><strong>The &#8220;Repair-First&#8221; Model:<\/strong> We prioritize getting quotes from local restorers to keep costs low while satisfying the customer.<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-b4e8e46f99bf6a266901618474dad2ca\" style=\"font-size:19px\"><strong>Written Settlement Offers:<\/strong> We present a formal, itemized offer to the shipper, explaining the contractual basis for every dollar awarded.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:28px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"font-size:22px\"><strong>Step 5: Final Release &amp; File Closure<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:19px\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-black-color\">We ensure the move is legally &#8220;finished&#8221; once the payment is made.<\/mark><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"font-size:19px\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-black-color\"><strong>Release of Liability:<\/strong> Before any funds are disbursed, we secure a signed <strong>Release and Settlement Agreement<\/strong>, legally protecting your company from any further claims regarding that shipment.<\/mark><\/li>\n\n\n\n<li style=\"font-size:19px\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-black-color\"><strong>Payment Facilitation:<\/strong> We coordinate the final payout through your preferred accounting method.<\/mark><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Step 1: Claim Intake &amp; Compliance Check As soon as a shipper reports damage, we take over the communication. Step 2: Investigation &amp; Evidence Gathering We build a comprehensive digital file for every incident to protect your company from inflated or fraudulent demands. Step 3: Liability &amp; Valuation Analysis We calculate the exact limit of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-349","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/hhgclaims.com\/index.php?rest_route=\/wp\/v2\/pages\/349","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hhgclaims.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hhgclaims.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hhgclaims.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hhgclaims.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=349"}],"version-history":[{"count":25,"href":"https:\/\/hhgclaims.com\/index.php?rest_route=\/wp\/v2\/pages\/349\/revisions"}],"predecessor-version":[{"id":425,"href":"https:\/\/hhgclaims.com\/index.php?rest_route=\/wp\/v2\/pages\/349\/revisions\/425"}],"wp:attachment":[{"href":"https:\/\/hhgclaims.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=349"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}